Risk class

A risk class is to be assigned to each constituent fund according to the seven-point risk classification below based on the latest risk indicator of the constituent fund. The risk class is prescribed by the Mandatory Provident Fund Schemes Authority (“MPFA”) according to the Code on Disclosure for MPF Investment Funds and the risk class has not been reviewed or endorsed by the Securities and Futures Commission (“SFC”).
Risk class |
1 | 2 | 3 | 4 | 5 | 6 | 7 | |
Risk indicator |
Equal or above |
0.0% | 0.5% | 2.0% |
5.0% |
10.0% | 15.0% | 25.0% |
Less than |
0.5% |
2.0% | 5.0% |
10.0% | 15.0% | 25.0% |
Risk class |
Risk indicator | |
Equal or above | Less than | |
1 | 0.0% | 0.5% |
2 | 0.5% | 2.0% |
3 | 2.0% | 5.0% |
4 | 5.0% | 10.0% |
5 | 10.0% | 15.0% |
6 | 15.0% | 25.0% |
7 | 25.0% |
Source: Manulife (International) Limited (Incorporated in Bermuda with limited liability)
Manulife Investment Plus (the “Plan”) is not available for policy applications and cannot continue to be marketed to the public in Hong Kong. All information about the Plan in this website is only for existing policyowners of the Plan.
Investment involves risk. Investment choice prices may go down as well as up. Past performance figures shown are not indicative of future performance. You should not make investment decision solely based on the information in this website.
Please read the offering document of the Plan and the offering documents of the underlying funds corresponding to the investment choices for details including the risk factors, charges and features of the product. For receipt of the offering documents of the Plan and/or underlying funds involved, you may contact your Manulife professional insurance advisor or Manulife Customer Hotline at 2108 1110.
Please take notice that information provided in this website is for your reference only, and should not be relied upon as investment advice, or regarded as a substitute for detailed investment advice or as a substitute for detailed investment advice in individual cases. Manulife (including its affiliates) and its directors and employees shall not be liable for (whether in tort or contract or otherwise) any damages arising from any person's reliance on the information in this website as investment advice.
All the performance figures are on a NAV-to-NAV basis in denominated currency. Other than the payout distribution investment choices denoted by their names ended with “(dist)”, dividends, if any, paid by any of the underlying funds are arranged by Manulife to be reinvested in the same underlying fund. The dividend reinvestment is reflected in the unit price of the corresponding investment choice. For the payout distribution investment choices denoted by their names ended with “(dist)”, the performance figures shown in this website assume that all dividend payouts, if any, are being reinvested in the investment choice level. Your actual return may therefore be lower or higher than the performance of such investment choice as shown in this website.
Cumulative performance, including the "Since Launch" and "Since 03/02/2016” figures, is calculated based on the relevant investment choice prices in their respective currency up to the as of date, or the most recent dealing day if the as of date is not a dealing day.
The return on your policy may be lower than the returns of the underlying funds corresponding to the selected investment choices due to any applicable fees and charges as stated in the offering document of the Plan.
For an investment choice with less than 5 calendar years’ history, performance of the inception year is calculated from its launch date to the inception year end. For Manulife Inv Amundi Cash Fund, performance is calculated from the date of migration i.e. February 3, 2016 instead of from its launch date.
Source: Manulife (International) Limited (Incorporated in Bermuda with limited liability)
Manulife Investment Plus (the “Plan”) is not available for policy applications and cannot continue to be marketed to the public in Hong Kong. All information about the Plan in this website is only for existing policyowners of the Plan.
Investment involves risk. Investment choice prices may go down as well as up. Past performance figures shown are not indicative of future performance. You should not make investment decision solely based on the information in this website.
Please read the offering document of the Plan and the offering documents of the underlying funds corresponding to the investment choices for details including the risk factors, charges and features of the product. For receipt of the offering documents of the Plan and/or underlying funds involved, you may contact your Manulife professional insurance advisor or Manulife Customer Hotline at 2108 1110.
Please take notice that information provided in this website is for your reference only, and should not be relied upon as investment advice, or regarded as a substitute for detailed investment advice or as a substitute for detailed investment advice in individual cases. Manulife (including its affiliates) and its directors and employees shall not be liable for (whether in tort or contract or otherwise) any damages arising from any person's reliance on the information in this website as investment advice.
All the performance figures are on a NAV-to-NAV basis in denominated currency. Other than the payout distribution investment choices denoted by their names ended with “(dist)”, dividends, if any, paid by any of the underlying funds are arranged by Manulife to be reinvested in the same underlying fund. The dividend reinvestment is reflected in the unit price of the corresponding investment choice. For the payout distribution investment choices denoted by their names ended with “(dist)”, the performance figures shown in this website assume that all dividend payouts, if any, are being reinvested in the investment choice level. Your actual return may therefore be lower or higher than the performance of such investment choice as shown in this website.
Cumulative performance, including the "Since Launch" and "Since 03/02/2016” figures, is calculated based on the relevant investment choice prices in their respective currency up to the as of date, or the most recent dealing day if the as of date is not a dealing day.
The return on your policy may be lower than the returns of the underlying funds corresponding to the selected investment choices due to any applicable fees and charges as stated in the offering document of the Plan.
For an investment choice with less than 5 calendar years’ history, performance of the inception year is calculated from its launch date to the inception year end. For Manulife Inv Amundi Cash Fund, performance is calculated from the date of migration i.e. February 3, 2016 instead of from its launch date.
Source: Manulife (International) Limited (Incorporated in Bermuda with limited liability)
Manulife Investment Plus (the “Plan”) is not available for policy applications and cannot continue to be marketed to the public in Hong Kong. All information about the Plan in this website is only for existing policyowners of the Plan.
Investment involves risk. Investment choice prices may go down as well as up. Past performance figures shown are not indicative of future performance. You should not make investment decision solely based on the information in this website.
Please read the offering document of the Plan and the offering documents of the underlying funds corresponding to the investment choices for details including the risk factors, charges and features of the product. For receipt of the offering documents of the Plan and/or underlying funds involved, you may contact your Manulife professional insurance advisor or Manulife Customer Hotline at 2108 1110.
Please take notice that information provided in this website is for your reference only, and should not be relied upon as investment advice, or regarded as a substitute for detailed investment advice or as a substitute for detailed investment advice in individual cases. Manulife (including its affiliates) and its directors and employees shall not be liable for (whether in tort or contract or otherwise) any damages arising from any person's reliance on the information in this website as investment advice.
All the performance figures are on a NAV-to-NAV basis in denominated currency. Other than the payout distribution investment choices denoted by their names ended with “(dist)”, dividends, if any, paid by any of the underlying funds are arranged by Manulife to be reinvested in the same underlying fund. The dividend reinvestment is reflected in the unit price of the corresponding investment choice. For the payout distribution investment choices denoted by their names ended with “(dist)”, the performance figures shown in this website assume that all dividend payouts, if any, are being reinvested in the investment choice level. Your actual return may therefore be lower or higher than the performance of such investment choice as shown in this website.
Cumulative performance, including the "Since Launch" and "Since 03/02/2016” figures, is calculated based on the relevant investment choice prices in their respective currency up to the as of date, or the most recent dealing day if the as of date is not a dealing day.
The return on your policy may be lower than the returns of the underlying funds corresponding to the selected investment choices due to any applicable fees and charges as stated in the offering document of the Plan.
For an investment choice with less than 5 calendar years’ history, performance of the inception year is calculated from its launch date to the inception year end. For Manulife Inv Amundi Cash Fund, performance is calculated from the date of migration i.e. February 3, 2016 instead of from its launch date.
Warning: Please note that a positive distribution yield does not imply a positive return. Investors should not make any investment decision solely based on information contained herein. You should read the offering document of the Plan (Download the Principal Brochure ‐ Investment Choice Brochure) and the relevant offering documents (including the key facts statement) of the corresponding underlying funds for further details including the risk factors.
Source: Manulife (International) Limited (Incorporated in Bermuda with limited liability)
Manulife Investment Plus (the “Plan”) is not available for policy applications and cannot continue to be marketed to the public in Hong Kong. All information about the Plan in this website is only for existing policyowners of the Plan.
Investment involves risk. Investment choice prices may go down as well as up. Past performance figures shown are not indicative of future performance. You should not make investment decision solely based on the information in this website.
Please read the offering document of the Plan and the offering documents of the underlying funds corresponding to the investment choices for details including the risk factors, charges and features of the product. For receipt of the offering documents of the Plan and/or underlying funds involved, you may contact your Manulife professional insurance advisor or Manulife Customer Hotline at 2108 1110.
Please take notice that information provided in this website is for your reference only, and should not be relied upon as investment advice, or regarded as a substitute for detailed investment advice or as a substitute for detailed investment advice in individual cases. Manulife (including its affiliates) and its directors and employees shall not be liable for (whether in tort or contract or otherwise) any damages arising from any person's reliance on the information in this website as investment advice.
The return on your policy may be lower than the returns of the underlying funds corresponding to the selected investment choices due to any applicable fees and charges as stated in the offering document of the Plan.
The above comparison is solely for your reference purpose. If you use the information above for comparison purposes, please note that only the "like-with-like" comparison is deemed relevant and the risk/return level of respective investment choices should be taken into consideration.
All the performance figures are on a NAV-to-NAV basis in denominated currency.Other than the payout distribution investment choices denoted by their names ended with “(dist)”, dividends, if any, paid by any of the underlying funds are arranged by Manulife to be reinvested in the same underlying fund. The dividend reinvestment is reflected in the unit price of the corresponding investment choice. For the payout distribution investment choices denoted by their names ended with “(dist)”, the performance figures shown in this website assume that all dividend payouts, if any, are being reinvested in the investment choice level. Your actual return may therefore be lower or higher than the performance of such investment choice as shown in this website.
∆ Cumulative performance, including the "Since Launch" and "Since 03/02/2016" figures, is calculated based on the relevant investment choice prices in their respective currency up to the as of date, or the most recent dealing day if the as of date is not a dealing day.
◊ For an investment choice with less than 5 calendar years’ history, performance of the inception year is calculated from its launch date to the inception year end. For Manulife Inv Amundi Cash Fund, performance is calculated from the date of migration i.e. February 3, 2016 instead of from its launch date.
Warning: Please note that a positive distribution yield does not imply a positive return. Investors should not make any investment decision solely based on information contained herein. You should read the offering document of the Plan (Download the Principal Brochure ‐ Investment Choice Brochure) and the relevant offering documents (including the key facts statement) of the corresponding underlying funds for further details including the risk factors.
Source: Manulife (International) Limited (Incorporated in Bermuda with limited liability)
Manulife Investment Plus (the “Plan”) is not available for policy applications and cannot continue to be marketed to the public in Hong Kong. All information about the Plan in this website is only for existing policyowners of the Plan.
Investment involves risk. Investment choice prices may go down as well as up. Past performance figures shown are not indicative of future performance. You should not make investment decision solely based on the information in this website.
Please read the offering document of the Plan and the offering documents of the underlying funds corresponding to the investment choices for details including the risk factors, charges and features of the product. For receipt of the offering documents of the Plan and/or underlying funds involved, you may contact your Manulife professional insurance advisor or Manulife Customer Hotline at 2108 1110.
Please take notice that information provided in this website is for your reference only, and should not be relied upon as investment advice, or regarded as a substitute for detailed investment advice or as a substitute for detailed investment advice in individual cases. Manulife (including its affiliates) and its directors and employees shall not be liable for (whether in tort or contract or otherwise) any damages arising from any person's reliance on the information in this website as investment advice.
The return on your policy may be lower than the returns of the underlying funds corresponding to the selected investment choices due to any applicable fees and charges as stated in the offering document of the Plan.
All the performance figures are on a NAV-to-NAV basis in denominated currency.Other than the payout distribution investment choices denoted by their names ended with “(dist)”, dividends, if any, paid by any of the underlying funds are arranged by Manulife to be reinvested in the same underlying fund. The dividend reinvestment is reflected in the unit price of the corresponding investment choice. For the payout distribution investment choices denoted by their names ended with “(dist)”, the performance figures shown in this website assume that all dividend payouts, if any, are being reinvested in the investment choice level. Your actual return may therefore be lower or higher than the performance of such investment choice as shown in this website.
∆ Cumulative performance, including the "Since Launch" and "Since 03/02/2016" figures, is calculated based on the relevant investment choice prices in their respective currency up to the as of date, or the most recent dealing day if the as of date is not a dealing day.
◊ For an investment choice with less than 5 calendar years’ history, performance of the inception year is calculated from its launch date to the inception year end. For Manulife Inv Amundi Cash Fund, performance is calculated from the date of migration i.e. February 3, 2016 instead of from its launch date.
Warning: Please note that a positive distribution yield does not imply a positive return. Investors should not make any investment decision solely based on information contained herein. You should read the offering document of the Plan (Download the Principal Brochure ‐ Investment Choice Brochure) and the relevant offering documents (including the key facts statement) of the corresponding underlying funds for further details including the risk factors.
Source: Manulife (International) Limited (Incorporated in Bermuda with limited liability)
Manulife Investment Plus (the “Plan”) is not available for policy applications and cannot continue to be marketed to the public in Hong Kong. All information about the Plan in this website is only for existing policyowners of the Plan.
Investment involves risk. Investment choice prices may go down as well as up. Past performance figures shown are not indicative of future performance. You should not make investment decision solely based on the information in this website.
Please read the offering document of the Plan and the offering documents of the underlying funds corresponding to the investment choices for details including the risk factors, charges and features of the product. For receipt of the offering documents of the Plan and/or underlying funds involved, you may contact your Manulife professional insurance advisor or Manulife Customer Hotline at 2108 1110.
Please take notice that information provided in this website is for your reference only, and should not be relied upon as investment advice, or regarded as a substitute for detailed investment advice or as a substitute for detailed investment advice in individual cases. Manulife (including its affiliates) and its directors and employees shall not be liable for (whether in tort or contract or otherwise) any damages arising from any person's reliance on the information in this website as investment advice.
The return on your policy may be lower than the returns of the underlying funds corresponding to the selected investment choices due to any applicable fees and charges as stated in the offering document of the Plan.